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The next generation of Financial Planners is at last coming from a wider range of backgrounds, including graduate entry and that, mostly, is a very good thing.

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I have to confess to being in two minds about the key announcement from the Government this week about the rise in National Insurance and dividend taxation, ostensibly to pay for social care.

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(2 votes)

Trust is a critical concept in what we do as Financial Planners but is often hard to define.

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In the race to rebrand, go digital, attract private equity, embrace artificial intelligence, adopt ESG - and all the other modern trends - it’s often forgotten that what really matters to most clients is for their provider or adviser to be around for the long term.

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There is a lot more to Financial Planning than adding up numbers or inputting data into a cashflow modeller.

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There are certain stages in life when Financial Planning advice is vitally important and one of those periods is the years leading up to retirement.

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A good financial plan will always need regular updating to stay on track as Financial Planners know, even if clients do not always appreciate this. 

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Financial Planning is not a solution to climate change nor world hunger but it is, on balance, a pretty good thing.

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It is no surprise that the pandemic has nudged, encouraged and, to be fair, forced quite a few people to rethink their retirement plans.

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FCA CEO Nikhil Rathi will have given recent critics of the regulator much of what they have demanded in his high profile Business Plan launched this week to much coverage.

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