I started my career in financial advice some 35 years ago and have been running our firm with my wife Joanna for the last 20 years as a family business.  We still advise clients that we first met three decades ago. 

The latest FCA action on the BSPS scandal has highlighted the considerable risks for Financial Planners in advising on DB transfers. 

Make no mistake, the requirement to develop strategies which can recognise and appropriately service the needs of vulnerable customers is a big deal in financial services this year.