I hope you are enjoying your penny off a pint of beer, as proclaimed in the Budget, possibly the most pathetic 'giveaway' announced in any Budget I can recall.

The FCA gave the broadest hint yet this week that it is ready to reform the Consumer Duty and cut out some of the unnecessary red tape.

I’m prompted to ask the question posed in the headline after reading several recent surveys suggesting that, given a choice, most people do their very best to avoid taking financial advice.

Financial Planners play a unique role in the lives of their clients. For clients losing their planner, at some point due to retirement or exit, can be a challenging, unsettling time.