One thing that makes my blood boil is the blame SIPPs get every time there is a release of information on complaints. 

It’s that time of year again when pension savings statements are being issued. They should have been issued by 6 October following the end of the relevant tax year, so will be sent out about now for the 2016/17 tax year.

Pension scams come in many guises and cold calling is just one unwelcome activity that can easily target the vulnerable and lonely. 

I went into a meeting for only a couple of hours and come out to find out that for many the state pension age will be 68 rather than 67 as they were expecting, for me however there is no change – well not yet anyway.