
L&G website
The sister towns of Amersham and Chesham in Buckinghamshire have been named as the best area for retirement wellbeing.
The commuter belt area has been given the accolade of Britain’s retirement happiness hotspots by L&G.
The insurer and retirement specialist ranked 632 constituencies across a range of factors that make up a happier later life.
Mid-Dunbartonshire in East Dunbartonshire, Scotland, and Monmouthshire in Gwent, Wales, took the top spots as the best places to retire in Scotland and Wales respectively.
The study ranked constituencies against six core pillars which measure good quality of later life: housing, health, community, finances, nature, and access to amenities.
L&G said they pillars were rated and combined for a more holistic and complete picture of later life wellbeing.
Each area was scored out of 100 to identify where retirees are most likely to thrive with Buckinghamshire, Surrey, and West Sussex topping the retirement rankings. Constituencies such as Beaconsfield, Dorking and Horley, Godalming and Ash, and Mid Sussex placed high.
While much of London performed poorly in terms of financial security in later life, the capital scored well for access to amenities nudging some constituencies up the league table. Ruislip, Northwood and Pinner made the top, 20 coming in at 14th overall.
Overall best areas to retire in Britain, according to L&G survey
Best rank |
Constituency |
County |
Index Score |
Housing |
Health |
Social & Community |
Financial |
Nature |
Amenities |
1 |
Chesham and Amersham |
Buckinghamshire |
74 |
66 |
93 |
69 |
78 |
72 |
64 |
2 |
Beaconsfield |
Buckinghamshire |
72 |
73 |
91 |
69 |
79 |
62 |
61 |
3 |
Dorking and Horley |
Surrey |
71 |
70 |
85 |
82 |
72 |
66 |
44 |
4 |
Godalming and Ash |
Surrey |
71 |
63 |
86 |
71 |
77 |
69 |
54 |
5 |
Mid Sussex |
West Sussex |
70 |
69 |
81 |
80 |
77 |
59 |
53 |
6 |
Woking |
Surrey |
70 |
69 |
84 |
74 |
80 |
72 |
30 |
7 |
Farnham and Bordon |
Surrey |
70 |
66 |
85 |
71 |
69 |
69 |
55 |
8 |
Esher and Walton |
Surrey |
69 |
67 |
91 |
54 |
76 |
77 |
45 |
9 |
Suffolk Coastal |
Suffolk |
69 |
52 |
59 |
78 |
76 |
69 |
74 |
10 |
East Grinstead and Uckfield |
West Sussex |
68 |
66 |
82 |
79 |
76 |
59 |
42 |
11 |
Henley and Thame |
Oxfordshire |
68 |
52 |
85 |
61 |
79 |
69 |
60 |
12 |
Sevenoaks |
Kent |
68 |
55 |
78 |
77 |
72 |
72 |
44 |
13 |
New Forest West |
Hampshire |
68 |
58 |
82 |
69 |
65 |
62 |
71 |
14 |
Ruislip, Northwood and Pinner |
Outer London |
68 |
50 |
85 |
77 |
77 |
59 |
51 |
15 |
Tatton |
Cheshire |
67 |
53 |
67 |
73 |
91 |
55 |
64 |
16 |
West Dorset |
Dorset |
67 |
75 |
67 |
69 |
70 |
56 |
71 |
17 |
Surrey Heath |
Surrey |
67 |
65 |
78 |
76 |
68 |
77 |
28 |
18 |
Maidenhead |
Berkshire |
67 |
71 |
88 |
59 |
73 |
68 |
43 |
19 |
Windsor |
Berkshire |
67 |
69 |
88 |
59 |
70 |
68 |
48 |
20 |
Guildford |
Surrey |
67 |
67 |
88 |
53 |
76 |
66 |
54 |
Overall best areas to retire in Scotland, according to L&G survey
Best rank |
Constituency |
County |
Index Score |
Housing |
Health |
Social & Community |
Financial |
Nature |
Amenities |
1 |
Mid Dunbartonshire |
East Dunbartonshire |
55 |
10 |
46 |
79 |
87 |
41 |
54 |
2 |
Stirling and Strathallan |
Stirling |
52 |
7 |
42 |
54 |
86 |
40 |
78 |
3 |
East Renfrewshire |
East Renfrewshire |
51 |
23 |
50 |
82 |
79 |
35 |
23 |
4 |
West Aberdeenshire and Kincardine |
Aberdeenshire |
51 |
7 |
44 |
59 |
91 |
44 |
51 |
5 |
Na h-Eileanan an Iar |
Na h-Eileanan Siar |
50 |
27 |
20 |
72 |
65 |
46 |
62 |
6 |
Argyll, Bute and South Lochaber |
Argyll and Bute |
50 |
24 |
38 |
69 |
68 |
30 |
69 |
7 |
Perth and Kinross-shire |
Perth and Kinross |
48 |
19 |
40 |
49 |
84 |
35 |
61 |
8 |
Caithness, Sutherland and Easter Ross |
Highland |
48 |
7 |
40 |
71 |
52 |
37 |
78 |
9 |
Berwickshire, Roxburgh and Selkirk |
Scottish Borders |
48 |
12 |
48 |
53 |
67 |
35 |
75 |
10 |
Dumfries and Galloway |
Dumfries and Galloway |
48 |
13 |
33 |
66 |
52 |
43 |
78 |
11 |
Inverness, Skye and West Ross-shire |
Highland |
48 |
8 |
40 |
64 |
58 |
37 |
78 |
12 |
Edinburgh North and Leith |
City of Edinburgh |
47 |
31 |
48 |
41 |
76 |
22 |
76 |
13 |
Edinburgh West |
City of Edinburgh |
47 |
13 |
56 |
57 |
88 |
22 |
43 |
14 |
Gordon and Buchan |
Aberdeenshire |
47 |
9 |
42 |
58 |
73 |
44 |
47 |
15 |
Dumfriesshire, Clydesdale and Tweeddale |
Dumfries and Galloway |
47 |
10 |
28 |
66 |
57 |
43 |
72 |
16 |
Angus and Perthshire Glens |
Angus |
46 |
19 |
37 |
52 |
72 |
30 |
70 |
17 |
Arbroath and Broughty Ferry |
Angus |
45 |
13 |
36 |
59 |
66 |
30 |
62 |
18 |
Ayr, Carrick and Cumnock |
South Ayrshire |
45 |
10 |
23 |
64 |
65 |
32 |
71 |
19 |
North East Fife |
Fife |
45 |
24 |
37 |
32 |
83 |
33 |
63 |
20 |
Aberdeenshire North and Moray East |
Aberdeenshire |
44 |
19 |
25 |
61 |
48 |
44 |
64 |
Overall best areas to retire in Wales, according to L&G survey
Best rank |
Constituency |
County |
Index Score |
Housing |
Health |
Social & Community |
Financial |
Nature |
Amenities |
1 |
Monmouthshire |
Gwent |
53 |
7 |
46 |
67 |
69 |
50 |
72 |
2 |
Dwyfor Meirionnydd |
Gwynedd |
49 |
10 |
37 |
62 |
63 |
35 |
90 |
3 |
Vale of Glamorgan |
South Glamorgan |
48 |
24 |
39 |
58 |
71 |
46 |
43 |
4 |
Ynys Mon |
Gwynedd |
48 |
21 |
34 |
55 |
62 |
48 |
63 |
5 |
Mid and South Pembrokeshire |
Dyfed |
47 |
10 |
29 |
62 |
59 |
44 |
75 |
6 |
Bangor Aberconwy |
Clwyd |
47 |
20 |
41 |
43 |
63 |
43 |
72 |
7 |
Caerfyrddin |
Dyfed |
47 |
14 |
24 |
52 |
63 |
50 |
72 |
8 |
Gower |
West Glamorgan |
46 |
17 |
38 |
52 |
84 |
35 |
46 |
9 |
Bridgend |
Mid Glamorgan |
44 |
16 |
18 |
67 |
66 |
42 |
47 |
10 |
Brecon, Radnor and Cwm Tawe |
Powys |
44 |
4 |
23 |
52 |
66 |
43 |
76 |
11 |
Cardiff North |
South Glamorgan |
44 |
23 |
49 |
36 |
84 |
29 |
46 |
12 |
Clwyd North |
Clwyd |
43 |
16 |
27 |
54 |
64 |
47 |
41 |
13 |
Ceredigion Preseli |
Dyfed |
43 |
7 |
29 |
41 |
67 |
41 |
69 |
14 |
Clwyd East |
Clwyd |
42 |
6 |
28 |
44 |
69 |
49 |
50 |
15 |
Llanelli |
Dyfed |
41 |
20 |
10 |
53 |
48 |
50 |
62 |
16 |
Newport West and Islwyn |
Gwent |
41 |
24 |
14 |
49 |
62 |
44 |
50 |
17 |
Pontypridd |
Mid Glamorgan |
41 |
21 |
18 |
42 |
62 |
40 |
63 |
18 |
Wrexham |
Clwyd |
41 |
14 |
25 |
51 |
57 |
44 |
44 |
19 |
Cardiff South and Penarth |
South Glamorgan |
41 |
25 |
32 |
29 |
76 |
29 |
57 |
20 |
Neath and Swansea East |
West Glamorgan |
39 |
22 |
13 |
40 |
64 |
46 |
46 |
Lorna Shah, managing director, retail retirement, L&G, said: “This research gives us a more complete picture of what shapes a happy later life. It’s not just about one factor - it’s the combination of health, social connections, environment, and financial security that all play a part in retirement wellbeing.
“Financial security in particular, is an enabler for many of the other measures, giving people the freedom to choose where and how they want to live in later life.”
• Analyses were conducted by Opinium Research.