Friends Life has unveiled its RDR proposition, pledging to keep it as "simple as possible."
The corporate benefits, retirement income, protection and Friends Provident International sectors are all changing their services to comply with RDR.
For retirement income products, an adviser charging for arrangement will be paid either as a percentage of the fund or a flat monetary amount. Fee facilitation will be available for those with individual full Sipp drawdown which offers the facility to pay adviser fees from the Sipp bank account.
For corporate benefits Friends Life will offer a consultancy charging option on group corporate benefit schemes. On the corporate wrap platform, a range of remuneration options will be available on a consultancy charging basis for the flexible retirement account.


The Friends Provident International sector will offer a facilitated adviser charging service on investment products open to new business in the UK.
The firm would continue to offer commission on individual and group protection but said it would support intermediaries who chose to be remunerated by a fee paid for by their clients.
Colin Williams, managing director of corporate benefits at Friends Life, said: "RDR is a landmark moment for the financial services industry and everyone working within it. We are fully supportive of the increased standards and transparency the reforms will bring and we are working to make it easy as possible for advisers to make the changes required.
"We are focused on making the Friends Life proposition as simple as possible, so as to ensure a smooth transition into the post-RDR world. As such we have developed a flexible approach that we hope will provide advisers with appropriate options for both themselves and their clients."