Former Pensions Minister Baroness Ros Altmann has forecast major changes ahead for pensions in 2019 with policy trends already in motion likely to continue next year despite an uncertain economic picture.

Baroness Ros Altmann is due to give a prestigious lecture on pensions at London’s University of Westminster.

Two former Pensions Ministers have voiced strong support for independent financial advice being offered as an integral party of "everybody's" retirement planning.

Former pensions minister Baroness Ros Altmann says a PLSA call for smaller DB pension schemes to be merged into ‘superfunds’ to cut costs and improve returns is a “win-win” for employers and the schemes.