It’s been an accepted wisdom over the past few decades that we are all living longer, at least as a nation. That’s now being tested.

First things first: Happy New Year. I hope it’s a good one for you, your business and your clients.

Savings and retirement provider Phoenix Wealth is to cap charges on some of its pension products from March.

Falling life expectancy could help 20m pension savers avoid the threat of an increasing State Pension Age, according to actuarial pensions consultancy LCP.