I read with interest the article online at Financial Planning Today which stated that the results of a recent Aegon study showed that 38% of respondents were not confident about their ability to retire comfortably and were unprepared in terms of pensions and saving to fund their retirement.

Towards the end of last year I was invited to sit as part of a panel at a conference - a discussion on defined benefit pensions.

A leading Financial Planner has spoken out about the growing compensation bill for failed adviser firms which use ‘phoenixing’ (a new company name) to relaunch themselves.

I make no apologies for the fact that ‘phoenixing’ seems to be a regular topic in the industry press – a quick search of the internet brought up no end of articles on the subject, going back over a number of years.