The Financial Services Authority has published a guide for consumers on changes to way financial advice will be given after the RDR.
The guide, 'Financial Advice Changes 1-2-3' covers knowing what advice will cost, knowing what you are paying for and improved professional standards. It also highlights the difference between independent and restricted advice and how commission will work.
It urges consumers to ask their advisers what they are currently being charged, how this will change after 31 December 2012 and how the changes will affect them and their finances.

The six-page guide is available to download from the FSA website and copies are being sent to all branches of Citizens Advice Bureau throughout the UK.
It accompanies a smaller leaflet entitled 'Changes to the way you get advice' which was published by the FSA earlier this year.
As well as guides, the FSA has updated its consumer website to include details for consumers on the RDR.
This includes how to find an adviser, frequently asked questions about the RDR and details on using an approved financial adviser with links to the Money Advice Service.
To view the guide visit: http://www.fsa.gov.uk/static/pubs/consumer_info/rdr-consumer-guide-booklet.pdf 
To view the FSA consumer pages visit:
http://www.fsa.gov.uk/consumerinformation/product_news/saving_investments/changes-financial-advice