I’m beginning to think that the self employed are the poor relations when it comes to the pensions market.

The Pensions Dashboards have been hugely delayed, already cost millions in development costs, are years behind schedule and many have written them off as a disaster.

There was some shock this week when the FCA announced that it was charging nine social media influencers, including some reality TV stars, in connection with promotion of an unauthorised investment trading scheme.

Experienced Financial Planner Phil Billingham launches a new column for Financial Planning Today looking at Financial Planning client topics, planning opportunities and views of the profession.

Experienced Financial Planner Phil Billingham comments on client vulnerability challenges and shares some relevant ideas. 

A cursory glance at any form of ‘News’ media will illustrate the truth of the headline – ‘Good News is No News’.

The ‘Advice gap’ continues to crop up in the news, whether by way of being a problem for Artificial Intelligence to solve, or the source of regret from retiring consumers who did not, or could not, get timely and useful advice at a critical time in their lives.

Speaking personally, the least favourite part of any holiday is the car hire bit. Usually the hard part with car hire is all the stupid paperwork and ‘gotcha’ clauses.

Here's a question for you: What do Equitable Life, Key Data, Shepherds and Arch Cru have in common?

I had an especially stupid email recently. Yes – from a product provider – how did you guess? I’ll protect the guilty and not name them here. But the email was a ‘Vendor Assessment’, asking about our ‘Distribution Strategy’ and if we have ever broken our own rules.