Regulation is expensive and getting more expensive, as most of you can attest.

This week's Personal Finance Society Annual Conference was a triumph over adversity, in more ways than one.

The Consumer Duty is just over three months old and it’s already developing muscle to push through reform of the wealth management and Financial Planning sectors, particularly on fees.

There is no doubt that hanging up your jacket and finally retiring to a life of blissful days and ignoring the morning alarm clock has become more difficult over the last few years.

There is no doubt that the Treasury-backed Women in Finance Charter campaign has been a powerful engine of change when it comes to giving women better representation in senior management roles in financial services.

The Chancellor has inadvertently gifted Financial Planners an almost unending stream of frazzled new clients by freezing the tax thresholds, if the latest HMRC data and some fresh predictions on the number of higher rate taxpayers are anything to go by.

The BBC TV satire show That Was the Week That Was became one of the most popular TV shows in the early sixties. 

Given the chaotic performance of the government recently it was something of a surprise this week to see a new financial guidance initiative announced by the returning Pensions Minister Guy Opperman who quit and then returned, at least as a stand in until a new Prime Minister is announced.

A new study provides strong evidence that demand for regulated advice in the run up to retirement is only going to grow in the coming years.

I’ve been away for a bit - have I missed anything? I suspect I have.